In British Columbia, basic health care coverage is provided by a provincial public health care plan.

This system makes it possible for all British Columbia residents to have access to necessary services such as hospital visits and doctor appointments without sacrificing personal funds to pay hefty medical bills. As a student with a study permit for at least one year, you are eligible to receive these benefits. Please see the next section for information about the Medical Service Plan and B.C.’s health-care coverage.

Before health-care coverage begins, there is a wait period consisting of the balance of the month that residency is established, plus two months. International students should carry private insurance until this wait period ends and provincial coverage begins.  

Because of this wait period, we suggest students to enroll in a Private Health Insurance plan for at least 90 months. The plan New Image College offers to its students is from Guard.me.
https://www.guard.me/ 

This plan will cover if you have a new sickness or injury that first occurs AFTER the start date of your policy, your policy will cover these expenses:

DOCTOR/PHYSICIAN 
They will pay for doctor’s visits to treat a new emergent condition in a doctor’s office or clinic. They will pay the doctor when you need to go to the Emergency Room.

EMERGENCY ROOM 
When the doctor says you need to go to the hospital, or you need emergent medical care outside the regular clinic or office hours, they will pay for treatment at an Emergency Room (ER) at the Hospital.

EMERGENCY TRANSPORTATION 
Ambulance – When you are unable to get to a hospital for an emergent condition, they will pay for an ambulance to take you to and from a hospital or medical clinic.
Taxi – When you are unable to get to a hospital for an emergent condition, they will pay for a taxi fare to take you to and from a hospital or medical clinic.

DIAGNOSTIC TESTS 
When the doctor says you need minor tests (such as lab work, x-rays, or ultrasounds) to diagnose your new condition, they will pay for these tests. FOR MAJOR TESTS SUCH AS “CAT” OR “CT SCANS” AND “MRI’S” YOU MUST CALL THE ASSISTANCE LINE FIRST BEFORE YOU HAVE THE TESTS is DONE.

HOSPITAL 
If you need to stay in the hospital, they will pay for all associated inpatient costs.

DENTAL 
Coverage for dental work for the relief of acute pain and suffering.

ACCIDENTAL DENTAL 
If you are hit in the mouth or are in an accident and your own teeth are damaged, they will pay to repair or replace those teeth.

PRESCRIPTION MEDICINES 
If you go to a doctor who gives you a prescription to go to the drug store to buy medicine from the pharmacist, they will pay for the medicine up to a maximum 30-day supply. We will NOT pay for refills of medication visits.

Exclusions – what is not covered

• Treatment or medication to maintain a chronic, ongoing condition (such as high blood pressure)
• Unstable Pre-existing conditions (please refer to the policy for details)
• Plastic or cosmetic surgery or procedures
• Any expenses before coverage starts or after coverage have expired.
• Medical services provided in your home country.
• Extreme activities such as bungee jumping, skydiving, etc.
• Medications available without a prescription (over the counter or OTC medicines)
• Any treatment required due to use or misuse of alcohol or drugs.

Please note that this a summary of benefits only. Full details on benefits, exclusions and limitations are found in the complete policy available in many languages. The cost of this is $3/day. Please email [email protected] to receive your insurance plan.

For a period of 90 days, which is the minimum period we would recommend (starting from your arrival date), your total cost would be the following:

Total insurance: $270
Taxes: $13.50
Credit Card Fee 4%: $11.34
Final total: $294.84*

*Prices are subject to change. Please email [email protected] for the final quote.